Can I purchase car hire insurance and other protection products from Enterprise for a hire car in the United States?

Damage Waiver is not insurance. The purchase of a DW is optional and not required to hire a vehicle. You may purchase an optional DW for an additional fee. If you purchase a DW, we agree, subject to the actions that invalidate the DW listed on the rental agreement, to contractually waive your responsibility for all or part of the cost of damage to, loss or theft of the vehicle. A DW does not apply to damage that occurs in Mexico.

When deciding whether to purchase a DW, you may wish to check with your insurance representative or credit card company to determine whether, in the event of damage to or theft of the vehicle, you have coverage or protection for such damage or theft, and the amount of your excess or out-of-pocket risk. 

The cost of a Damage Waiver varies by location and vehicle type. You can find specific pricing by starting a reservation below. 

Personal Effects Coverage (PEC) is offered at the time of hire for an additional daily charge. If accepted, the PEC contained in the policy insures the personal effects of the renter, additional drivers or anyone who is travelling with the renter against risks of loss or damage. Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.

The purchase of PEC is optional and not required to hire a car. The coverage provided by PEC may duplicate the renter's existing coverage. Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine their personal insurance policies or other sources of coverage that may duplicate the coverage provided by PEC. 

The cost of PEC varies based on the location from which you are hiring. It will average between $5.99 and $15.67 per day. 

Supplemental Liability Protection (SLP) is offered at the time of hire for an additional daily charge. If accepted, SLP provides the renter and authorised drivers with an up to $300,000 ($1,000,000 if the vehicle was hired under the Enterprise Truck Rental brand) combined single limit for third-party liability claims.

If the renter accepts SLP, Enterprise provides third-party liability protection up to the applicable minimum financial responsibility limit, and Zurich American Insurance Company provides excess third-party liability insurance coverage from the applicable minimum financial responsibility limit up to $300,000 ($1,000,000 if the vehicle was hired under the Enterprise Truck Rental brand). This is a summary only.

The purchase of SLP is optional and not required to hire a car. The coverage provided by SLP may duplicate the renter's existing coverage.

Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine their personal insurance policies or other sources of coverage that may duplicate the coverage provided by SLP.

If SLP is selected and paid for in Puerto Rico (where available), SLP provides the renter or any AAD with minimum financial responsibility limits under a policy of insurance AND excess insurance under a policy of insurance issued with Zurich American Insurance Company. These policies together provide the renter and AAD(s) with a combined single limit per accident equal to $300,000 ($1,000,000 if the vehicle was rented under the Enterprise Truck Rental brand). SLP is primary to any other coverage and will respond to third-party accident claims that result from bodily injury, including death, and property damage that arise from the use or operation of the vehicle as permitted in the agreement. The policies do not provide coverage for any loss arising from the use or operation of the vehicle in Mexico. SLP is available for an additional charge as stipulated in the summary.

The cost of SLP varies based on the location from which you are hiring. It will average between $8.44 and $42.38 per day.

Roadside Assistance Protections (RAP) allows Enterprise customers to waive financial responsibility for chargeable roadside incidents such as lost keys, lockouts and fuel outages. RAP can be added to online bookings at the branch or can be added to a hire ticket at any time.  Please note: if added mid-hire, the renter must return to a designated hire location to have the vehicle inspected before adding RAP. To contact our roadside assistance team, please call 1-800-307-6666. 

• Personal Accident Insurance (PAI) is offered at the time of hire for an additional daily charge. If accepted, the PAI contained in the policy provides the renter and renter's passengers with accidental death, accident medical expenses and ambulance expense benefits.  Benefits are payable in addition to any other insurance coverage the renter or passengers may have. This is a summary only.

• The purchase of PAI is optional and not required to hire a car. The coverage provided by PAI may duplicate the renter's existing coverage. This is a summary only. Enterprise is not qualified to evaluate the adequacy of the renter's existing coverage; therefore, the renter should examine their personal insurance policies or other sources of coverage that may duplicate the coverage provided by PAI.

Where available, the cost of PAI varies based on the location from which you are hiring. It will average between $2.68 and $8.50 per day.